Custom Software Development

UkrCard Development Centre

More than processing, we engineer

In-house payment solutions, platforms, and cryptographic systems. We design, build, and certify software to order, within our core competencies.

ISO 8583ISO 20022EMV3-D Secure 2PCI DSS Level 1HSM & PKITokenization

UkrCard is more than an inter-bank processing centre. Over 20+ years we have built most of the products that run our card network ourselves: the processing platform, card back-office, monitoring and clearing systems, and secure cryptographic modules.

We turn that experience into solutions for our clients. We take on custom software development, from individual components to complete, turnkey payment platforms, grounded in our own engineering expertise.

Capabilities

What we build

Full cycle, from architecture to certification and support.

Payment solutions & processing

Authorization, clearing, settlement, and management of card products and transaction flows.

Software platforms

Back-offices, portals, and customer cabinets for financial services and banks.

Cryptography & data protection

HSM integrations, key management, encryption, PIN/PVV, PKI, and tokenization.

Digital banking

Platforms for the rapid launch of a mobile bank or neobank, turnkey.

Integrations & API

REST/SOAP gateways and integrations with payment systems, banks, and external services.

White-label products

Ready-made solutions under your brand, with flexible customization and support.

Technology

Java

Kotlin

Spring Boot

C / C++

Python

PHP

TypeScript

Node.js

Oracle

PostgreSQL

Apache Kafka

Docker

Kubernetes

ISO 8583

EMV

3-D Secure 2

HSM / PKI

Our Proven Tech Expertise

The Stack We Build On

A mature engineering stack, proven in production payment infrastructure.

Languages

JavaKotlinC / C++GoPythonPHPTypeScriptPL/SQL

Platforms & data

Spring BootNode.jsOraclePostgreSQLApache KafkaRedis

Payment standards

ISO 8583ISO 20022EMV3-D Secure 2.xVisaMastercardUnionPayPROSTIR

Security & cryptography

PCI DSS Level 1HSM (Thales / Atalla)PKIRSA / AESTokenizationPIN security

Infrastructure & DevOps

DockerKubernetesLinuxCI/CDRESTSOAPPrometheus

Reliability

High availability24/7 SLARedundancyMonitoringAudit

Process

How we build solutions

A transparent engineering cycle with quality control and certification at every stage.

Discovery & requirements

We analyse the business case, regulatory and security requirements, and set the scope.

Architecture & design

We design the system, integrations, and data model to scale.

Development

We build in iterations with code review and automated testing.

Testing & certification

QA, load testing, and PCI / payment-scheme certification.

Deployment

Rollout in a secure perimeter, migration, and a managed go-live.

Support & evolution

SLA-backed support, 24/7 monitoring, and ongoing product growth.

Why UkrCard

Experience that works for your product

We don’t learn payments on your project, we built our own payment system and run it every day.

20+ years in the payment market (since 1998)

PCI DSS Level 1 Service Provider

In-house full-cycle R&D centre

Certified by Visa, Mastercard, UnionPay, and PROSTIR

Solution as a Service, outsourced solutions and custom development

Have a product idea? Let’s discuss it.

Tell us about the challenge, we’ll propose how to deliver it on our expertise.